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Free Tennessee Life Insurance Practice Exam Online

Official exam: Life Insurance Producer License (TN)

Take a free Tennessee Life Insurance practice exam online: a full 35-question paper with every answer explained, no sign-up, scored by topic. The full 35-question bank and the timed simulator are $14.99 for 30 days.

First published: September 1, 2026Bank updated: September 1, 2026Published by CertQuestUSA · review process
TL;DR

Life Insurance Producer License (TN): a 35-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 35 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily T.C.A. (100%) of this exam's citations.

Take a full practice test free. 35 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
35
questions per paper
35
questions in the bank
What this exam covers
5 real sample questions
What is the minimum age requirement for a resident individual applying for a Tennessee insurance producer license?
A. 18 years old
B. 16 years old
C. 21 years old
D. 25 years old
Show answer and reasoning

Correct answer: A. 18 years old

Correct: T.C.A. § 56-6-105 requires applicants to be at least 18 years of age.

  • B: 16 is too young; Tennessee requires the applicant to be at least 18 years old per statute.
  • C: 21 is older than the statutory minimum requirement.
  • D: 25 is older than the statutory minimum requirement.
Source: T.C.A. § 56-6-105
What is the minimum passing score on the Tennessee insurance producer examination?
A. 70 percent
B. 75 percent
C. 60 percent
D. 65 percent
Show answer and reasoning

Correct answer: A. 70 percent

Correct: The minimum passing score is 70 percent per Tennessee regulations.

  • B: 75 percent is higher than the minimum required passing score.
  • C: 60 percent is below the statutory passing standard.
  • D: 65 percent is below the statutory passing standard.
Source: T.C.A. § 56-6-105
An applicant fails the Tennessee insurance producer examination on their first attempt. How many calendar days must they wait before reapplying for the second attempt?
A. 10 calendar days
B. 30 calendar days
C. 5 calendar days
D. 20 calendar days
Show answer and reasoning

Correct answer: C. 5 calendar days

5 days is insufficient; the statute mandates a 10-day minimum wait.

  • A: Correct: After the first failed attempt, an applicant must wait at least 10 calendar days per statute.
  • B: 30 days applies after the second failure, not the first.
  • D: 20 days exceeds the requirement after the first failure.
Source: T.C.A. § 56-6-105
An applicant fails the Tennessee insurance producer examination on the second attempt. What is the minimum wait period before they can retake the examination?
A. 10 calendar days
B. 60 calendar days
C. 15 calendar days
D. 30 calendar days
Show answer and reasoning

Correct answer: B. 60 calendar days

60 days exceeds the statutory requirement.

  • A: 10 days applies only after the first failure; the requirement is longer after the second failure.
  • C: 15 days is not the statutory waiting period.
  • D: Correct: After the second or any subsequent failure, applicants must wait at least 30 calendar days.
Source: T.C.A. § 56-6-105
Before taking the Tennessee insurance producer examination, what must each individual applicant first complete?
A. A mentor program with a currently licensed producer
B. A fingerprint submission and criminal background check
C. A background investigation by the Tennessee Bureau of Investigation
D. An on-site or on-line preparation program approved by the commissioner
Show answer and reasoning

Correct answer: B. A fingerprint submission and criminal background check

Fingerprints are required for background checks but after the examination, not before.

  • A: While mentoring may occur, it is not mandated by the statute as a pre-exam requirement.
  • C: Background investigation may occur, but it is not a pre-examination requirement.
  • D: Correct: T.C.A. § 56-6-105 requires completion of an approved on-site or on-line preparation program before the exam.
Source: T.C.A. § 56-6-105
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (TN)May 2025$57,120/yr

Frequently asked questions

Where can I take a free Tennessee Life Insurance practice exam online?
Right here. CertQuestUSA's free Tennessee Life Insurance practice exam online is a full 35-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 35-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Life Insurance Producer License (TN) practice test?
35 questions total, split into 3 full papers of 35 each with no repeats across papers.
What topics does the Life Insurance Producer License (TN) test cover?
14 domains, with the heaviest weight on Examination Requirements (17%), Continuing Education (11%), and Policy Provisions (11%).
Where do CertQuestUSA's Life Insurance Producer License (TN) questions come from?
Primarily T.C.A. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Life Insurance Producer License (TN) practice test?
Yes -- one full 35-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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