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Life Insurance Producer License (LA)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life Insurance Producer License (LA): a 26-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 26 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily LDI Producer Licensing Guide (42%) and La. R.S. 22:931 (12%) of this exam's citations.

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3
full papers, no repeats
26
questions per paper
26
questions in the bank
What this exam covers
5 real sample questions
Under La. R.S. 22:931, how many days does a Louisiana life insurance policyholder have to examine a new policy and surrender it for a full refund if unsatisfied?
A. 30 days
B. 10 days
C. 5 days
D. 20 days
Source: La. R.S. 22:931
Which line of authority must a Louisiana producer hold to sell individual life insurance, including annuities and death/dismemberment benefits?
A. Life
B. Casualty
C. Property
D. Personal lines
Source: La. R.S. 22:1547
The 10-day free look requirement under R.S. 22:931 does NOT apply to which of the following?
A. Individually underwritten whole life policies
B. Individually underwritten universal life policies
C. Group life insurance policies
D. Individually underwritten term life policies
Source: La. R.S. 22:931
A life insurance policy that provides coverage for a specified period, has no cash value, and typically offers the lowest initial premium for a given death benefit is:
A. Whole life insurance
B. Universal life insurance
C. Variable life insurance
D. Term life insurance
Source: LDI Producer Licensing Guide; general life insurance product categories
A permanent life insurance product that allows the policyowner to adjust the premium amount and death benefit within limits, and whose cash value grows based on current interest crediting, is best classified as:
A. Universal life insurance
B. Term life insurance
C. Whole life insurance
D. Credit life insurance
Source: LDI Producer Licensing Guide; general life insurance product categories
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (LA)May 2025$55,440/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer License (LA) practice test?
26 questions total, split into 3 full papers of 26 each with no repeats across papers.
What topics does the Life Insurance Producer License (LA) test cover?
10 domains, with the heaviest weight on Viatical Settlements (19%), Beneficiary Designations (12%), and Free Look Period (12%).
Where do CertQuestUSA's Life Insurance Producer License (LA) questions come from?
Primarily LDI Producer Licensing Guide (42%) and La. R.S. 22:931 (12%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life Insurance Producer License (LA)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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