Free Connecticut Life Insurance Practice Exam Online

Correct answer: A. 24 hours

Correct. Connecticut producers, including those holding the Life line, must complete a minimum of 24 hours of CE each biennium.

• B: 30 hours overstates the required total CE hours.
• C: 12 hours understates Connecticut's biennial CE total for producers.
• D: 18 hours also understates the required total.

Correct answer: B. 6 hours

Correct. Connecticut requires a minimum of six CE credit hours for each line of authority a producer holds, including Life, within the 24-hour biennial total.

• A: 3 hours corresponds to the separate minimum for Connecticut law, regulations, or ethics, not the per-line-of-authority requirement.
• C: 12 hours overstates the per-line minimum required.
• D: 18 hours substantially overstates the per-line minimum required.

Correct answer: C. By the last day of the producer's birth month, every two years

Correct. Connecticut producer licenses, including the Life line, are renewed by the last day of the producer's birth month on a two-year cycle.

• A: Connecticut life producer licenses do require periodic renewal; they are not issued as permanent credentials.
• B: Renewal is not tied to a single fixed year-end date applying uniformly to every producer.
• D: Renewal is a producer's own regulatory obligation on a fixed cycle; it is not triggered solely at an appointing insurer's request.

Correct answer: D. 10 days

Correct. Conn. Gen. Stat. § 38a-436 provides Connecticut policyholders a standard 10-day free look period during which a newly issued life insurance policy may be returned for a full premium refund.

• A: 20 days is the extended free look period that applies to a replacement individual life insurance or annuity policy, not the standard new-policy period.
• B: 30 days overstates the standard free look period for a newly issued life policy in Connecticut.
• C: 5 days understates the standard free look period Connecticut sets for a newly issued life policy.

Correct answer: A. Life line

Correct. Selling life insurance in Connecticut requires the Life line of authority on the individual producer license.

• B: The casualty line covers liability-related exposures, not life insurance products.
• C: The title line authorizes title insurance transactions and is unrelated to life insurance sales.
• D: The property line authorizes property insurance transactions and does not cover life insurance sales.