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Life Insurance Producer License (KS)

First published: September 3, 2026Last verified: September 3, 2026Reviewed by the CertQuestUSA team
TL;DR

Life Insurance Producer License (KS): a 30-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 30 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily K.S.A. (70%) and K.A.R. (30%) of this exam's citations.

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3
full papers, no repeats
30
questions per paper
30
questions in the bank
What this exam covers
5 real sample questions
Under K.S.A. § 40-4902, which of the following terms does Kansas statute treat as legally equivalent to "insurance agent" for purposes of the licensing act?
A. "Insurance producer" or "producer"
B. "Insurance consultant" only
C. "Claims adjuster"
D. "Third-party administrator"
Source: K.S.A. § 40-4902
Under K.S.A. § 40-4903(a), the "Life" line of authority is defined to include insurance coverage on human lives together with which additional benefits?
A. Benefits for the direct or consequential loss of tangible property
B. Benefits of endowment and annuities
C. Benefits solely for damage to a motor vehicle
D. Benefits limited to title defects on real property
Source: K.S.A. § 40-4903(a)
Before the Kansas Insurance Department will issue a resident insurance agent license for the life line of authority, K.S.A. § 40-4905 requires the applicant to have done what?
A. Completed 40 hours of classroom pre-licensing education specific to life insurance
B. Held a life insurance policy personally for at least one year
C. Successfully passed the examination for the life line of authority applied for
D. Obtained a college degree in business or finance
Source: K.S.A. § 40-4905
Under K.S.A. § 40-4905, the Kansas Insurance Commissioner may require a resident producer applicant to submit to which of the following as part of the application process?
A. A notarized letter from a current insurance producer vouching for the applicant
B. Proof of at least two years of prior insurance industry employment
C. A personal financial statement showing a minimum net worth
D. Fingerprinting and a state and national criminal history record check, per K.S.A. 2025 Supp. § 22-4714
Source: K.S.A. § 40-4905
A Kansas resident producer wants to sell variable life insurance and variable annuity contracts. Under K.S.A. § 40-4903(a), which enumerated line of authority is separate from, and in addition to, the base Life line?
A. Variable life and annuity products
B. Credit insurance
C. Title insurance
D. Personal lines
Source: K.S.A. § 40-4903(a)
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (KS)May 2025$60,370/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer License (KS) practice test?
30 questions total, split into 3 full papers of 30 each with no repeats across papers.
What topics does the Life Insurance Producer License (KS) test cover?
8 domains, with the heaviest weight on ks-licensing (23%), ks-replacement (17%), and ks-unfair-practices (13%).
Where do CertQuestUSA's Life Insurance Producer License (KS) questions come from?
Primarily K.S.A. (70%) and K.A.R. (30%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life Insurance Producer License (KS)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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