Life Insurance Producer License (OR)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Life Insurance Producer License (OR): a 28-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 28 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily OAR (50%) and ORS (46%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

28

questions per paper

28

questions in the bank

What this exam covers

Annuity Suitability Training7%
Continuing Education7%
Disclosure Requirements7%
Ethics & Fair Practices11%
License Denial & Discipline4%
License Qualifications4%
License Renewal4%
Licensing Requirements7%
Policy Provisions14%
Policy Types4%
Pre-Licensing Education4%
Replacement Rules18%
Suitability11%

5 real sample questions

How many hours of pre-licensing education does OAR 836-071-0180 require for authority to transact life insurance in Oregon?

A. 10 hours

B. 20 hours

C. 30 hours

D. 40 hours

Source: OAR 836-071-0180

ORS 731.170, referenced by ORS 744.062 for producer licensing purposes, provides the statutory definition of which product?

A. Marine insurance

B. Title insurance

C. Surety insurance

D. Life insurance

Source: ORS 731.170

Before soliciting or selling life insurance policies in Oregon, ORS 744.053 requires a person to:

A. Obtain a bond of $100,000

B. Complete a four-year finance degree

C. Meet the requirements to be licensed as an insurance producer for the life class of insurance

D. Register as a broker-dealer with the SEC

Source: ORS 744.053

Under ORS 744.062, life insurance is defined by reference to which statute for producer licensing purposes?

A. ORS 731.170

B. ORS 743.165

C. ORS 744.515

D. ORS 746.230

Source: ORS 744.062

How many total continuing education hours must an Oregon resident life insurance producer complete each two-year renewal cycle, and how many of those must be ethics?

A. 32 total hours, including 4 hours of ethics

B. 16 total hours, including 2 hours of ethics

C. 24 total hours, with no dedicated ethics hours

D. 24 total hours, including 3 hours of ethics

Source: OAR 836-071-0215

Same exam, other states

AL AR AZ CO CT GA IA IN KS KY LA MA MD MI MN MO MS NC NJ NV OK SC TN UT VA WA WI

Real-world data for this exam

Insurance Sales Agents: real median wage (OR)May 2025$61,680/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer License (OR) practice test?

28 questions total, split into 3 full papers of 28 each with no repeats across papers.

What topics does the Life Insurance Producer License (OR) test cover?

13 domains, with the heaviest weight on Replacement Rules (18%), Policy Provisions (14%), and Ethics & Fair Practices (11%).

Where do CertQuestUSA's Life Insurance Producer License (OR) questions come from?

Primarily OAR (50%) and ORS (46%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Life Insurance Producer License (OR)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.