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Free Georgia Life Insurance Practice Exam Online

Official exam: Life Insurance Producer (Georgia)

Take a free Georgia Life Insurance practice exam online: a full 50-question paper with every answer explained, no sign-up, scored by topic. The full 191-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Life Insurance Producer (Georgia): a 191-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily content.naic.org (68%) and Ga. Comp. R. & Regs. (12%) of this exam's citations.

Take a full practice test free. 50 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
50
questions per paper
191
questions in the bank
What this exam covers
5 real sample questions
Under Georgia's life insurance replacement regulation (Rule 120-2-24), how many days does a purchaser have after receiving an individual life insurance policy to examine it and return it for a full refund if dissatisfied?
A. 20 days
B. 30 days
C. 5 days
D. 10 days
Show answer and reasoning

Correct answer: D. 10 days

Correct: 10 days is the free-look period stated in the rule.

  • A: 20 days is longer than the rule's stated period.
  • B: 30 days is longer than the rule's stated period.
  • C: 5 days is shorter than the rule's stated period.
Source: Ga. Comp. R. & Regs. 120-2-24
Which Georgia state agency has regulatory authority over life insurance producer licensing?
A. The Georgia Department of Banking and Finance
B. The Office of Commissioner of Insurance and Safety Fire (OCI)
C. The Georgia Secretary of State, Professional Licensing Division
D. The Georgia Public Service Commission
Show answer and reasoning

Correct answer: B. The Office of Commissioner of Insurance and Safety Fire (OCI)

Correct: OCI is Georgia's insurance regulator and licensing authority.

  • A: Banking and Finance regulates state-chartered banks and certain lenders, not insurance producers.
  • C: The Secretary of State licenses many professions in Georgia, but not insurance producers, who fall under OCI.
  • D: The Public Service Commission regulates utilities and certain transportation carriers, not insurance.
Source: O.C.G.A. Title 33, Chapter 2
Georgia's insurance regulator is headed by an elected official who holds a dual title. What is that title?
A. Chief Insurance Regulator and Fire Marshal
B. Director of Insurance and Public Safety
C. Secretary of Insurance and Emergency Management
D. Commissioner of Insurance and Safety Fire
Show answer and reasoning

Correct answer: D. Commissioner of Insurance and Safety Fire

Correct: this is the office's official statutory title.

  • A: Not the official title used by the agency.
  • B: Not the official title used by the agency.
  • C: Not the official title used by the agency.
Source: oci.georgia.gov
Which company administers the insurance producer licensing exam on behalf of the Georgia OCI?
A. Prometric
B. PSI Services
C. Pearson VUE
D. ExamFX
Show answer and reasoning

Correct answer: C. Pearson VUE

Correct: Pearson VUE is the vendor named on OCI's official licensing page.

  • A: Prometric administers exams in some other states but is not Georgia's current insurance exam vendor.
  • B: PSI administers exams in some other states but is not Georgia's current insurance exam vendor.
  • D: ExamFX is a third-party prelicensing course provider, not the state exam administrator.
Source: oci.georgia.gov Agent Licensing & Renewals
Under Georgia Rule 120-2-3-.08, what is the minimum number of hours of prelicensing instruction required for the Life major line of authority?
A. 20 hours
B. 8 hours
C. 40 hours
D. 12 hours
Show answer and reasoning

Correct answer: B. 8 hours

Correct: OCI's current rule text reads "a minimum of eight (8) hours of instruction per major line of authority."

  • A: 20 hours was the pre-amendment figure; OCI's currently-hosted Rule 120-2-3-.08(1) PDF (fetched and read directly, not paraphrased) now states a minimum of 8 hours per major line.
  • C: 40 hours would be the combined total for a Life, Accident and Sickness license under the old 20-hour figure; under the current 8-hour figure the combined total is 16 hours.
  • D: 12 hours does not match any prelicensing figure in the current rule.
Source: Ga. Comp. R. & Regs. 120-2-3-.08(1)
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (GA)May 2025$61,850/yr

Frequently asked questions

Where can I take a free Georgia Life Insurance practice exam online?
Right here. CertQuestUSA's free Georgia Life Insurance practice exam online is a full 50-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 191-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Life Insurance Producer (Georgia) practice test?
191 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Life Insurance Producer (Georgia) test cover?
14 domains, with the heaviest weight on Policy Provisions, Riders, Options, and Exclusions (16%), Types of Life Policies (16%), and Applications, Underwriting, Policy Delivery, and Field Responsibilities (13%).
Where do CertQuestUSA's Life Insurance Producer (Georgia) questions come from?
Primarily content.naic.org (68%) and Ga. Comp. R. & Regs. (12%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Life Insurance Producer (Georgia) practice test?
Yes -- one full 50-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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