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Life Insurance Producer (New Jersey)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life Insurance Producer (New Jersey): a 185-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (70%) and irs.gov (10%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
185
questions in the bank
What this exam covers
5 real sample questions
Which state agency regulates insurance producers and administers the insurance laws in New Jersey?
A. The New Jersey Department of Consumer Affairs
B. The New Jersey Department of Banking and Insurance (DOBI)
C. The New Jersey Division of Taxation
D. The New Jersey Board of Public Utilities
Source: N.J.S.A. Title 17B; N.J.S.A. 17:22A-26 et seq.
Which New Jersey statute specifically prohibits "twisting" — making misleading or incomplete comparisons of policies to induce a policyholder to lapse, surrender, or replace coverage?
A. N.J.S.A. 17B:30-13
B. N.J.S.A. 17B:25-4
C. N.J.S.A. 17B:30-6
D. N.J.A.C. 11:4-59A.3
Source: N.J.S.A. 17B:30-6
The licensing of insurance producers in New Jersey, including qualifications and application requirements, is codified under which statutory act?
A. The New Jersey Insurance Producer Licensing Act, N.J.S.A. 17:22A-26 et seq.
B. The New Jersey Real Estate License Act, N.J.S.A. 45:15-1
C. The New Jersey Consumer Fraud Act, N.J.S.A. 56:8-1
D. The New Jersey Unfair Claims Settlement Practices Act, N.J.S.A. 17B:30-13.1
Source: N.J.S.A. 17:22A-26 et seq.
How many hours of prelicensing education must a candidate complete for the life insurance line of authority before sitting for New Jersey's licensing exam?
A. 40 hours
B. 12 hours
C. 20 hours
D. 8 hours
Source: N.J.S.A. 17:22A-32; N.J.A.C. 11:17-1 et seq.
Which testing vendor administers New Jersey's insurance producer licensing examinations on behalf of DOBI?
A. PSI Services
B. Pearson VUE
C. Prometric
D. ExamFX
Source: N.J.A.C. 11:17-2
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (NJ)May 2025$81,640/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer (New Jersey) practice test?
185 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Life Insurance Producer (New Jersey) test cover?
12 domains, with the heaviest weight on Policy Provisions, Riders, Options, and Exclusions (16%), Types of Life Policies (16%), and Applications, Underwriting, Policy Delivery, and Field Responsibilities (14%).
Where do CertQuestUSA's Life Insurance Producer (New Jersey) questions come from?
Primarily content.naic.org (70%) and irs.gov (10%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life Insurance Producer (New Jersey)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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