In Wisconsin, the line of authority that covers auto insurance, homeowners insurance, workers' compensation, and general liability is designated as:
A. Life
B. Casualty
C. Title
D. Personal Lines only
Source: OCI Types of Licenses guidance; Wis. Stat. § 628.03
An applicant seeking a Wisconsin resident Casualty producer license must complete prelicensing education totaling:
A. 20 hours (8 general plus 12 line-specific)
B. 5 hours only
C. 60 hours
D. No prelicensing education is required for Casualty
Source: Wis. Admin. Code Ins 26.04
A Wisconsin Casualty (property and casualty) producer's continuing education requirement is:
A. 24 hours biennially, including at least 3 hours of ethics
B. 8 hours biennially with no ethics component
C. 50 hours annually
D. No CE is required once licensed
Source: Wis. Admin. Code Ins 28.05
In a standard HO-3 (Special Form) homeowners policy, dwelling coverage (Coverage A) is generally written on which basis?
A. Named perils only, for both the dwelling and personal property
B. Open perils (all-risk) for the dwelling structure, subject to specific exclusions, while personal property (Coverage C) is generally covered on a named-perils basis
C. No coverage for the dwelling structure at all
D. Only flood and earthquake perils
Source: General property insurance principles (ISO HO policy forms - industry-standard content)
In a standard personal auto policy, which coverage pays for damage to the insured's own vehicle resulting from a collision with another vehicle or object, regardless of fault?
A. Comprehensive (Other Than Collision) coverage
B. Collision coverage
C. Uninsured motorist property damage coverage only
D. Medical payments coverage
Source: General auto insurance principles (industry-standard content); ISO Personal Auto Policy