Free Kansas Property and Casualty Practice Exam Online

Correct answer: A. A $10 application fee plus a separate $60 criminal background check processing fee, both nonrefundable

Correct. KDOI's resident licensing checklist states the applicant pays a $10 application fee and a $60 criminal background check processing fee, both nonrefundable, at the time of application.

• B: Incorrect. Kansas splits this into two distinct nonrefundable charges ($10 and $60) rather than one combined $70 charge.
• C: Incorrect. The application fee is $10, not $25, and KDOI collects the $60 background check processing fee itself rather than the FBI billing it separately.
• D: Incorrect. Both fees are due when the application is submitted through NIPR, not after the license is approved.

Correct answer: B. A Certificate of Tax Clearance

Correct. KDOI's checklist requires applicants to obtain a Certificate of Tax Clearance from the Kansas Department of Revenue and upload it as an Additional Licensing Document (ALD); the application will not be processed without it.

• A: Incorrect. A Certificate of Good Standing is a business-entity filing concept, not the document KDOI requires from an individual applicant.
• C: Incorrect. A W-9 reports taxpayer identification for payment purposes and is not the document KDOI requires for licensing.
• D: Incorrect. A property tax exemption certificate has no role in producer licensing; the required document confirms the applicant has no outstanding state tax liability.

Correct answer: C. Submission to fingerprinting and a criminal history background check, plus an electronically submitted fingerprint waiver agreement and FBI Privacy Act Statement

Correct. The checklist requires the applicant to be fingerprinted for a criminal history background check and to electronically submit a Waiver Agreement and FBI Privacy Act Statement (Fingerprint Waiver Form) to the Department.

• A: Incorrect. KDOI's checklist does not list a NIPR-run credit check among resident licensing requirements.
• B: Incorrect. Kansas does not require a letter of recommendation from an existing licensee as part of the application.
• D: Incorrect. Kansas processes applications through NIPR and does not require an in-person interview with Department staff.

Correct answer: D. An expunged record related to insurance fraud

Correct. Applicants must answer the background question 'Yes' if the expunged record is related to insurance fraud, as defined in K.S.A. § 40-2,118 and its amendments.

• A: Incorrect. A routine expunged traffic infraction is not what K.S.A. § 40-2,118's disclosure obligation targets.
• B: Incorrect. The disclosure duty is limited to expunged records connected to insurance fraud, not every expunged misdemeanor regardless of subject matter.
• C: Incorrect. Bankruptcy is a financial, not fraud-related, record and is not the trigger described in this provision.

Correct answer: A. No, Kansas has no pre-licensing education requirement, so a candidate may sit for the exam without completing a prep course

Correct. KDOI's examination page states Kansas does not have a pre-licensing education requirement, meaning a candidate can take the exam without purchasing prep materials or completing a course.

• B: Incorrect. The absence of a pre-licensing requirement applies generally, not as an exception limited to the P&C combined exam.
• C: Incorrect. There is no 20-hour coursework mandate or associated 6-month window under Kansas rules.
• D: Incorrect. Kansas imposes no hour-based pre-licensing education mandate for any major line, including a 40-hour requirement.