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Property & Casualty Insurance Producer License (IA)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Property & Casualty Insurance Producer License (IA): a 27-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 27 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily Iowa Code ch. (38%) and Iowa Admin. Code r. (13%) of this exam's citations.

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3
full papers, no repeats
27
questions per paper
27
questions in the bank
What this exam covers
5 real sample questions
An applicant wants to become licensed as a resident property and casualty insurance producer in Iowa. Which statement about Iowa's pre-licensing education requirement is correct?
A. Iowa has no mandatory pre-licensing education hour requirement; the applicant may sit for the exam without completing a state-mandated course, though study is recommended
B. Iowa requires 40 hours of state-approved pre-licensing coursework before the applicant may sit for the exam
C. Iowa requires 20 hours of pre-licensing education only for the casualty portion of the exam
D. Pre-licensing education is required only for applicants under age 25
Source: Iowa Code § 522B.5
How often must a resident Iowa property and casualty producer license be renewed, and what continuing education is generally required for that period?
A. Every 2 years, with 24 CE hours including 2 hours of ethics
B. Every year, with 12 CE hours and no ethics requirement
C. Every 3 years, with 36 CE hours including 3 hours of ethics
D. Iowa producer licenses never expire and carry no CE requirement
Source: Iowa Code § 522B.7
A producer who is licensed to write crop insurance only in Iowa asks about the continuing education requirement for that renewal cycle. Which is correct?
A. The same 36-hour requirement as all other lines, including 3 hours of ethics
B. No continuing education requirement applies to crop insurance producers
C. A 50-hour requirement because crop insurance is treated as a specialty line
D. A reduced 18-hour requirement for the three-year period, including 3 hours of ethics
Source: Iowa Insurance Division, Summary - Resident Iowa Continuing Education
Under Iowa Code section 522B.11, which of the following is a statutory ground on which the commissioner may suspend, revoke, or refuse to renew a producer's license?
A. Providing incorrect, misleading, incomplete, or materially untrue information in the license application
B. The producer moved to a new address within Iowa and updated it more than 60 days later
C. The producer wrote less business than a competing agency in the same county
D. The producer declined to sell a specific insurer's proprietary product line
Source: Iowa Code § 522B.11
What are the minimum split liability limits that satisfy Iowa's motor vehicle financial responsibility law under Iowa Code section 321A.21?
A. $25,000/$50,000/$25,000
B. $20,000/$40,000/$15,000
C. $50,000/$100,000/$50,000
D. $10,000/$20,000/$10,000
Source: Iowa Code § 321A.21
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (IA)May 2025$60,140/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer License (IA) practice test?
27 questions total, split into 3 full papers of 27 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer License (IA) test cover?
17 domains, with the heaviest weight on cancellation-nonrenewal (15%), unfair-trade-practices (15%), and auto-financial-responsibility (11%).
Where do CertQuestUSA's Property & Casualty Insurance Producer License (IA) questions come from?
Primarily Iowa Code ch. (38%) and Iowa Admin. Code r. (13%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Property & Casualty Insurance Producer License (IA)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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