Property & Casualty Insurance Producer License (SC)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Property & Casualty Insurance Producer License (SC): a 31-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 31 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily S.C. Code Ann. (100%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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3

full papers, no repeats

31

questions per paper

31

questions in the bank

What this exam covers

Auto General19%
Auto Sc13%
Cgl16%
Homeowners16%
Sc Producer Licensing16%
Underwriting Pc10%
Workers Comp Sc10%

5 real sample questions

Under S.C. Code Ann. § 38-77-140, what are South Carolina's minimum automobile liability insurance limits?

A. $15,000/$30,000/$10,000

B. $25,000 bodily injury per person / $50,000 bodily injury per accident / $25,000 property damage

C. $100,000/$300,000/$50,000

D. $50,000 combined single limit with no per-person cap

Source: S.C. Code Ann. § 38-77-140

South Carolina law requires auto liability policies to include uninsured motorist (UM) coverage. Which statement about this requirement is accurate?

A. UM coverage is optional and can be waived entirely by the insured with no minimum required

B. UM coverage must be included at limits no less than the statutory minimum liability limits, and it cannot be rejected outright by the insured, though the insured may generally select higher limits

C. UM coverage only applies to accidents that occur outside South Carolina

D. UM coverage replaces the need for liability coverage altogether

Source: S.C. Code Ann. §§ 38-77-140, 38-77-150

South Carolina's automobile insurance statute defines an 'uninsured motor vehicle.' Which scenario would generally fall within that definition?

A. A vehicle owned and insured by the same insured under the same policy

B. A vehicle whose owner or operator has no bodily injury and property damage liability insurance in at least the amounts required by South Carolina law (or, in some cases, a hit-and-run vehicle)

C. A rental vehicle with valid full coverage

D. A vehicle insured through an out-of-state carrier with limits above South Carolina's minimum

Source: S.C. Code Ann. § 38-77-30

In a Personal Auto Policy (PAP), which coverage part pays for damage to the insured's own vehicle caused by collision with another object or vehicle?

A. Part A - Liability

B. Part B - Medical Payments

C. Part C - Uninsured Motorists

D. Part D - Collision (under Physical Damage)

Source: General insurance principle

Comprehensive coverage (Other Than Collision) under a PAP's Physical Damage section typically covers which type of loss?

A. Damage from colliding with another vehicle in a parking lot

B. Damage from causes such as theft, fire, vandalism, falling objects, and animal collisions

C. Bodily injury the insured causes to a pedestrian

D. Medical bills for the insured driver after any accident

Source: General insurance principle

Same exam, other states

AL AR AZ CO CT IA IN KS KY LA MA MD MI MN MO MS NC NJ NV OK OR TN UT VA WA WI

Real-world data for this exam

Insurance Sales Agents: real median wage (SC)May 2025$61,350/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer License (SC) practice test?

31 questions total, split into 3 full papers of 31 each with no repeats across papers.

What topics does the Property & Casualty Insurance Producer License (SC) test cover?

7 domains, with the heaviest weight on Auto General (19%), Cgl (16%), and Homeowners (16%).

Where do CertQuestUSA's Property & Casualty Insurance Producer License (SC) questions come from?

Primarily S.C. Code Ann. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Property & Casualty Insurance Producer License (SC)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.