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Property & Casualty Insurance Producer (New Jersey)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Property & Casualty Insurance Producer (New Jersey): a 182-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (79%) and N.J.S.A. 39:6A-3.1 (3%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
182
questions in the bank
What this exam covers
5 real sample questions
Under New Jersey's Automobile Reparation Reform Act, what type of auto insurance coverage must every private passenger automobile policy issued in the state include, regardless of fault?
A. Personal Injury Protection (PIP) medical expense and related no-fault benefits
B. Comprehensive physical damage coverage
C. Gap insurance covering loan balances
D. Mechanical breakdown insurance
Source: N.J.S.A. 39:6A-4
A New Jersey driver who elects the Basic Automobile Insurance Policy is guaranteed a mandatory Personal Injury Protection medical expense benefit of what amount per person per accident, subject to a higher catastrophic-injury override?
A. $50,000
B. $15,000
C. $100,000
D. $250,000 with no lower option
Source: N.J.S.A. 39:6A-3.1
Besides the reduced PIP medical benefit, which property damage liability coverage is mandatory under New Jersey's Basic Automobile Insurance Policy?
A. $25,000 property damage liability
B. $15,000 property damage liability
C. $5,000 property damage liability
D. No property damage liability is required
Source: N.J.S.A. 39:6A-3.1
Under the New Jersey Basic Automobile Insurance Policy, bodily injury liability coverage of $10,000 (combined single limit) is:
A. Mandatory for all Basic Policy holders
B. Prohibited under the Basic Policy
C. Only available to commercial vehicle owners
D. Optional — the policyholder may elect to add it
Source: N.J.S.A. 39:6A-3.1
Under a New Jersey Standard automobile policy, the highest PIP medical expense benefit tier a policyholder can select is:
A. $250,000
B. $50,000
C. $15,000
D. $500,000
Source: N.J.S.A. 39:6A-4
Same exam, other states
ALARAZCOCTIAINKSKYLAMAMDMIMNMOMSNCNVOKORSCTNUTVAWAWI
Real-world data for this exam
Insurance Sales Agents: real median wage (NJ)May 2025$81,640/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (New Jersey) practice test?
182 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer (New Jersey) test cover?
11 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (14%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (14%), and Insurance Contracts, Policy Structure, and Risk Concepts (14%).
Where do CertQuestUSA's Property & Casualty Insurance Producer (New Jersey) questions come from?
Primarily content.naic.org (79%) and N.J.S.A. 39:6A-3.1 (3%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Property & Casualty Insurance Producer (New Jersey)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Composing your paper...