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Free Indiana Property and Casualty Practice Exam Online

Official exam: Property & Casualty Insurance Producer License (IN)

Take a free Indiana Property and Casualty practice exam online: a full 35-question paper with every answer explained, no sign-up, scored by topic. The full 35-question bank and the timed simulator are $14.99 for 30 days.

First published: September 2, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Property & Casualty Insurance Producer License (IN): a 35-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 35 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily I.C. (100%) of this exam's citations.

Take a full practice test free. 35 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
35
questions per paper
35
questions in the bank
What this exam covers
5 real sample questions
What is the minimum age requirement for an applicant to obtain an Indiana insurance producer license?
A. At least 16 years of age
B. At least 18 years of age
C. At least 25 years of age
D. At least 21 years of age
Show answer and reasoning

Correct answer: B. At least 18 years of age

21 is a higher threshold used for other financial certifications but not Indiana producer licensing.

  • A: 18 is the correct minimum age for Indiana producer licensure.
  • C: 25 is not a requirement for Indiana insurance producer licensing.
  • D: 16 is the driving age minimum in many states but not the insurance producer licensing requirement.
Source: I.C. 27-1-15.6-6
Under Indiana Code, what topics must the insurance producer written examination assess?
A. Lines of authority, producer responsibilities, and Indiana insurance laws and administrative rules
B. Only federal insurance regulations and tax implications
C. General business management and accounting principles
D. Only sales techniques and customer service practices
Show answer and reasoning

Correct answer: A. Lines of authority, producer responsibilities, and Indiana insurance laws and administrative rules

The exam must cover the specific lines applied for, producer responsibilities, and Indiana laws/rules.

  • B: Federal regulations are covered but the exam focuses on Indiana-specific content and producer duties.
  • C: Business management is not part of the producer licensing examination.
  • D: Sales techniques are not the focus of the regulatory examination.
Source: I.C. 27-1-15.6-5
For certain insurance lines, Indiana requires applicants to complete prelicensing coursework. What timeframe applies?
A. Must be completed at least one year before filing the application
B. Must be completed within six months before filing the application
C. May be completed any time before initial licensure, no deadline applies
D. Must be completed within three months before filing the application
Show answer and reasoning

Correct answer: B. Must be completed within six months before filing the application

Prelicensing education must be certified by the commissioner and completed within six months before application.

  • A: One year is overly restrictive and not the Indiana requirement.
  • C: Three months is too narrow; Indiana allows six months.
  • D: A deadline does apply—coursework must be current within six months.
Source: I.C. 27-1-15.6-6
Which professional designation allows an Indiana producer applicant to waive prelicensing education requirements?
A. Real Estate License Holder only
B. No professional designation waives prelicensing education
C. Chartered Life Underwriter (CLU) or Chartered Property and Casualty Underwriter (CPCU)
D. Certified Public Accountant (CPA) only
Show answer and reasoning

Correct answer: C. Chartered Life Underwriter (CLU) or Chartered Property and Casualty Underwriter (CPCU)

Real estate licenses are separate from insurance producer licensing.

  • A: CPAs do not automatically qualify for producer licensing exemptions.
  • B: CLU and CPCU designations qualify applicants to waive prelicensing education under Indiana law.
  • D: Specific designations do provide exemptions under I.C. 27-1-15.6-9.
Source: I.C. 27-1-15.6-9
How many continuing education hours are required for a resident insurance producer to renew their license in Indiana?
A. 12 hours per year
B. 24 hours per renewal period
C. 36 hours per renewal period
D. 16 hours per year
Show answer and reasoning

Correct answer: B. 24 hours per renewal period

16 hours is less than the Indiana requirement.

  • A: 12 hours is less than the Indiana requirement for general producers.
  • C: 24 hours is the Indiana continuing education requirement for license renewal.
  • D: 36 hours exceeds the Indiana requirement for general producers.
Source: I.C. 27-1-15.7-2
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (IN)May 2025$61,360/yr
Related reading
Indiana Insurance Producer License: The State's Own Exam Content Outline, Explained ›

Frequently asked questions

Where can I take a free Indiana Property and Casualty practice exam online?
Right here. CertQuestUSA's free Indiana Property and Casualty practice exam online is a full 35-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 35-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Property & Casualty Insurance Producer License (IN) practice test?
35 questions total, split into 3 full papers of 35 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer License (IN) test cover?
24 domains, with the heaviest weight on License Discipline (11%), Continuing Education (9%), and Auto Insurance Uninsured (6%).
Where do CertQuestUSA's Property & Casualty Insurance Producer License (IN) questions come from?
Primarily I.C. (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Property & Casualty Insurance Producer License (IN) practice test?
Yes -- one full 35-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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