Property & Casualty Insurance Producer License (AZ)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Property & Casualty Insurance Producer License (AZ): a 33-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 33 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily ARS (100%) of this exam's citations.

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3

full papers, no repeats

33

questions per paper

33

questions in the bank

What this exam covers

Auto Insurance Coverage12%
Auto Insurance Liability9%
Claims Settlement Practices15%
Commercial Liability9%
Producer Conduct3%
Producer Licensing15%
Property Insurance Coverage3%
Property Insurance Exclusions9%
Property Insurance Forms6%
Property Insurance Perils9%
Underwriting Principles9%

5 real sample questions

Of the required 48 hours of continuing education, what is the minimum number of hours that must cover ethics?

A. 3 hours

B. 12 hours

C. 9 hours

D. 6 hours

Source: ARS § 20-289

What are Arizona's minimum liability insurance limits for bodily injury and property damage per accident?

A. 15/30/10

B. 30/60/25

C. 20/40/15

D. 25/50/15

Source: ARS § 20-701 et seq.

Which homeowners insurance form is the most commonly used and provides broad coverage for the dwelling, personal property, and liability?

A. HO-3

B. HO-1

C. HO-5

D. HO-8

Source: ARS § 20-2701 et seq.

Which peril is typically excluded from standard Arizona homeowners insurance policies and requires separate coverage?

A. Flood damage

B. Fire damage

C. Windstorm damage

D. Theft damage

Source: ARS § 20-2703

In a named peril property insurance policy, who bears the burden of proof that a loss is covered?

A. The insured must prove the loss was caused by a named peril

B. The insurer must prove the loss was not caused by a named peril

C. Both parties share equal burden of proof

D. The burden of proof is determined by the state insurance commissioner

Source: ARS § 20-2701

Same exam, other states

AL AR CO CT IA IN KS KY LA MA MD MI MN MO MS NC NJ NV OK OR SC TN UT VA WA WI

Real-world data for this exam

Insurance Sales Agents: real median wage (AZ)May 2025$61,560/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer License (AZ) practice test?

33 questions total, split into 3 full papers of 33 each with no repeats across papers.

What topics does the Property & Casualty Insurance Producer License (AZ) test cover?

11 domains, with the heaviest weight on Claims Settlement Practices (15%), Producer Licensing (15%), and Auto Insurance Coverage (12%).

Where do CertQuestUSA's Property & Casualty Insurance Producer License (AZ) questions come from?

Primarily ARS (100%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Property & Casualty Insurance Producer License (AZ)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.