Property & Casualty Insurance Producer (Texas)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Property & Casualty Insurance Producer (Texas): a 218-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 4 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (66%) and Tex. Ins. Code Ch. (14%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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4

full papers, no repeats

50

questions per paper

218

questions in the bank

What this exam covers

Casualty Insurance: Liability and Commercial General Liability11%
Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance11%
Insurance Contracts, Policy Structure, and Risk Concepts11%
Personal Auto, Commercial Auto, Workers Compensation, and Umbrella11%
Producer Ethics, Advertising, Licensing Duties, and General Regulation11%
Property Insurance: Homeowners, Dwelling, and Commercial Property11%
Tx Auto Financial Responsibility2%
Tx Eo Insurance1%
Tx Fair Plan2%
Tx Homeowners Forms2%
Tx License Discipline2%
Tx Managing General Agents1%
Tx Producer Licensing Ce3%
Tx Prompt Payment Claims3%
Tx Rate Regulation2%
Tx Surplus Lines2%
Tx Taipa Assigned Risk1%
Tx Um Uim2%
Tx Unfair Claims Practices2%
Tx Windstorm Association3%
Tx Workers Comp Nonsubscription3%

5 real sample questions

The Texas Commissioner of Insurance actually implemented the Texas FAIR Plan Association in what month and year?

A. December 2002

B. June 2005

C. September 2010

D. January 1996

Source: Tex. Ins. Code Ch. 2211

Under the Texas Insurance Code, how many hours of continuing education must most individual agent license holders (including general property and casualty and personal lines property and casualty licensees) complete during each license period?

A. 12 hours

B. 24 hours

C. 30 hours

D. 40 hours

Source: Tex. Ins. Code Sec. 4004.053

As part of the 24-hour continuing education requirement, Texas producers must complete a course on which specific subject during every renewal period?

A. A 3-hour cybersecurity course

B. A 3-hour flood insurance course

C. A 3-hour long-term care course

D. A 3-hour ethics course

Source: Tex. Ins. Code Ch. 4004

When does a Texas resident insurance producer license expire under the state's biennial renewal cycle?

A. On the last day of the licensee's birth month, every two years

B. On December 31 of every even-numbered year

C. Exactly 24 months from the date of the exam

D. On the anniversary of the agency's TDI appointment

Source: Tex. Ins. Code Ch. 4001, Ch. 4004

A Texas producer who has been continuously licensed for at least 20 years since January 1, 2003, may seek what relief from the standard continuing education requirement?

A. Conversion to a lifetime license with no renewal

B. Automatic doubling of the CE cycle to four years

C. An exemption from the CE requirement by written request to TDI

D. A permanent waiver of license renewal fees

Source: Tex. Ins. Code Ch. 4004

Same exam, other states

CA FL GA IL NY OH PA

Real-world data for this exam

Insurance Sales Agents: real median wage (TX)May 2025$51,180/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (Texas) practice test?

218 questions total, split into 4 full papers of 50 each with no repeats across papers.

What topics does the Property & Casualty Insurance Producer (Texas) test cover?

21 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (11%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (11%), and Insurance Contracts, Policy Structure, and Risk Concepts (11%).

Where do CertQuestUSA's Property & Casualty Insurance Producer (Texas) questions come from?

Primarily content.naic.org (66%) and Tex. Ins. Code Ch. (14%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Property & Casualty Insurance Producer (Texas)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.