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Property & Casualty Insurance Producer (Illinois)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Property & Casualty Insurance Producer (Illinois): a 194-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (74%) and 215 ILCS 5/154.6 (4%) of this exam's citations.

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3
full papers, no repeats
50
questions per paper
194
questions in the bank
What this exam covers
5 real sample questions
Under the Illinois Vehicle Code, what is the minimum bodily injury liability limit per person that an Illinois auto insurance policy must provide?
A. $15,000
B. $20,000
C. $25,000
D. $30,000
Source: 625 ILCS 5/7-203
Under the Illinois FAIR Plan, an applicant seeking basic property insurance through the Facility must generally demonstrate diligent effort to obtain coverage in the voluntary market. How many declinations (attempts to procure insurance) does 215 ILCS 5/524 require as evidence of this diligent effort?
A. Three attempts to procure insurance
B. One attempt to procure insurance
C. Five attempts to procure insurance
D. No prior attempt is required if the property is in a designated area
Source: 215 ILCS 5/524
What is the primary purpose of the Illinois FAIR Plan Association, as established under Article XXXIII of the Illinois Insurance Code?
A. To provide workers' compensation coverage to small employers who cannot obtain it elsewhere
B. To serve as a residual market mechanism providing basic property insurance to applicants who cannot obtain it in the voluntary market
C. To regulate auto insurance rates for high-risk drivers statewide
D. To adjudicate disputes between policyholders and the Illinois Department of Insurance
Source: 215 ILCS 5/Article XXXIII (Urban Property Insurance)
What is the approximate maximum amount of coverage available on a single property risk written through the Illinois FAIR Plan?
A. $500,000
B. $750,000
C. $1,000,000
D. $2,500,000
Source: Illinois FAIR Plan Association coverage guidelines, implementing 215 ILCS 5/Article XXXIII
Which type of coverage is NOT available through the Illinois FAIR Plan?
A. Basic fire coverage
B. Extended coverage perils
C. Vandalism and malicious mischief coverage
D. Liability coverage
Source: Illinois FAIR Plan Association coverage guidelines, implementing 215 ILCS 5/Article XXXIII
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (IL)May 2025$64,280/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (Illinois) practice test?
194 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer (Illinois) test cover?
14 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (13%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (13%), and Insurance Contracts, Policy Structure, and Risk Concepts (13%).
Where do CertQuestUSA's Property & Casualty Insurance Producer (Illinois) questions come from?
Primarily content.naic.org (74%) and 215 ILCS 5/154.6 (4%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Property & Casualty Insurance Producer (Illinois)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Composing your paper...