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Property & Casualty Insurance Producer (New York)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Property & Casualty Insurance Producer (New York): a 215-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 4 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (67%) and N.Y. Insurance Law (13%) of this exam's citations.

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4
full papers, no repeats
50
questions per paper
215
questions in the bank
What this exam covers
5 real sample questions
What is New York's current minimum required property damage liability limit for an automobile policy?
A. $5,000
B. $25,000
C. $15,000
D. $10,000
Source: N.Y. Insurance Law § 3420; N.Y. Vehicle and Traffic Law § 311
Which of the following is NOT one of the components that make up 'basic economic loss' under New York's no-fault law?
A. Medical expense
B. Work loss
C. Pain and suffering
D. Death benefit
Source: 11 NYCRR § 65-1.1 (Regulation 68); N.Y. Insurance Law Article 51
Which entity serves as New York's residual market mechanism for property insurance, providing basic fire and extended coverage to property owners who cannot obtain coverage in the voluntary market?
A. New York Property Insurance Underwriting Association (NYPIUA)
B. New York Automobile Insurance Plan
C. New York Guaranty Fund
D. New York State Insurance Fund
Source: N.Y. Insurance Law Article 54, § 5401 et seq.
Under New York Insurance Law Article 54, which insurers are required to be members of NYPIUA?
A. Only insurers with less than $10 million in surplus
B. All insurers authorized to write and actually writing fire and extended coverage insurance in New York
C. Only insurers that voluntarily elect to participate
D. Only surplus lines insurers writing coastal risks
Source: N.Y. Insurance Law § 5402
For NYPIUA windstorm coverage, the mandatory eligibility inspection standards specifically apply to property located where?
A. Anywhere in New York State
B. Only in New York City's five boroughs
C. On barrier islands or within 1,500 feet of the coast
D. Only in federally declared flood zones
Source: NYPIUA Windstorm Inspection Certification and Eligibility Requirements, published by NYPIUA under Insurance Law Article 54
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (NY)May 2025$78,110/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (New York) practice test?
215 questions total, split into 4 full papers of 50 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer (New York) test cover?
18 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (12%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (12%), and Insurance Contracts, Policy Structure, and Risk Concepts (12%).
Where do CertQuestUSA's Property & Casualty Insurance Producer (New York) questions come from?
Primarily content.naic.org (67%) and N.Y. Insurance Law (13%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Property & Casualty Insurance Producer (New York)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
Composing your paper...