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Free Georgia Property and Casualty Practice Exam Online

Official exam: Property & Casualty Insurance Producer (Georgia)

Take a free Georgia Property and Casualty practice exam online: a full 50-question paper with every answer explained, no sign-up, scored by topic. The full 188-question bank and the timed simulator are $14.99 for 30 days.

First published: September 1, 2026Bank updated: September 2, 2026Published by CertQuestUSA · review process
TL;DR

Property & Casualty Insurance Producer (Georgia): a 188-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 3 full papers of 50 questions each with no repeats, every question written to the regulation it comes from.

Where these questions come from

Every question in this bank cites a source -- primarily content.naic.org (76%) and O.C.G.A. (8%) of this exam's citations.

Take a full practice test free. 50 real questions built to the exam's domain weights, every answer explained, no sign-up required, with a domain-by-domain score at the end.
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3
full papers, no repeats
50
questions per paper
188
questions in the bank
What this exam covers
5 real sample questions
An applicant for a Georgia resident Property and Casualty agent license wants to write Property lines only. How many prelicensing hours must that applicant complete for the Property component alone?
A. 4.0 hours
B. 8.0 hours
C. 12.0 hours
D. 16.0 hours
Show answer and reasoning

Correct answer: B. 8.0 hours

Correct: the individual Property (or Casualty) course is 8.0 hours under OCI's rule.

  • A: 4.0 hours understates the individual Property course length published by OCI.
  • C: 12.0 hours is not the figure OCI publishes for either component course.
  • D: 16.0 hours is the combined Property + Casualty total, not the Property-only component.
Source: OCI Prelicensing Education Requirements (oci.georgia.gov)
How many total prelicensing education hours does Georgia's Office of Commissioner of Insurance (OCI) require for a resident Property and Casualty agent license?
A. 8 hours
B. 16 hours
C. 20 hours
D. 40 hours
Show answer and reasoning

Correct answer: B. 16 hours

Correct: OCI's own prelicensing education page states the P&C prelicensing course is 16 hours total.

  • A: 8 hours is the hour count for only one of the two component courses (Property or Casualty alone), not the combined P&C requirement.
  • C: 20 hours is not the Georgia P&C prelicensing figure; it does not match OCI's published requirement.
  • D: 40 hours substantially overstates Georgia's requirement and is not supported by OCI's published course-hour rule.
Source: OCI Prelicensing Education Requirements (oci.georgia.gov)
Which company administers the Georgia insurance producer licensing examinations, including the Property and Casualty exam, on behalf of OCI?
A. Prometric
B. PSI Services
C. Pearson VUE
D. NIPR
Show answer and reasoning

Correct answer: C. Pearson VUE

Correct: Pearson VUE is named as the exam administrator on OCI's own licensing pages.

  • A: Prometric administers exams in some other states but is not Georgia's current OCI exam vendor.
  • B: PSI Services is a common exam vendor in other states but not the one OCI uses for Georgia producer exams.
  • D: NIPR (National Insurance Producer Registry) handles license applications and data transmission, not exam delivery.
Source: OCI Agent Licensing & Renewals (oci.georgia.gov)
A resident wants to become a Georgia Property & Casualty adjuster. What prelicensing education does OCI require before that person can sit for the P&C adjuster exam?
A. No prelicensing course is required, only the exam
B. 16 hours of Property and Casualty adjuster courses
C. 40 hours of adjuster ethics training
D. A 2-year apprenticeship under a licensed adjuster
Show answer and reasoning

Correct answer: B. 16 hours of Property and Casualty adjuster courses

Correct: OCI's adjuster licensing page specifies 16 hours of P&C adjuster coursework.

  • A: OCI does require a prelicensing course for the resident P&C adjuster license; the exam alone is not sufficient.
  • C: Georgia does not impose a standalone 40-hour ethics-only requirement for adjuster prelicensing.
  • D: Georgia's adjuster licensing pathway does not require a formal 2-year apprenticeship; it is course-and-exam based.
Source: OCI Licensed Adjusters (oci.georgia.gov)
Which of the following is a distinct Georgia resident agent license type separate from the general Property and Casualty license, intended for agents who sell only personal auto and homeowners-type coverage to individuals?
A. Surplus Lines license
B. Personal Lines license
C. Title license
D. Credit license
Show answer and reasoning

Correct answer: B. Personal Lines license

Correct: Personal Lines is the Georgia license type listed by OCI for individual auto/home-type coverage.

  • A: Surplus Lines is a separate license type but covers lines placed with non-admitted insurers, not personal auto/home coverage.
  • C: Title license covers title insurance, an unrelated product line.
  • D: Credit license covers credit insurance products, not personal auto/homeowners coverage.
Source: OCI Get a Resident Insurance Agent License (oci.georgia.gov)
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (GA)May 2025$61,850/yr

Frequently asked questions

Where can I take a free Georgia Property and Casualty practice exam online?
Right here. CertQuestUSA's free Georgia Property and Casualty practice exam online is a full 50-question practice paper built to the real exam's domain weights, with every answer explained, with no sign-up and no credit card, and shows your score by topic at the end. The full 188-question bank, with every answer explained and cited to the regulation it comes from, is $14.99 for a 30-day pass that never renews.
How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (Georgia) practice test?
188 questions total, split into 3 full papers of 50 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer (Georgia) test cover?
12 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (13%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (13%), and Insurance Contracts, Policy Structure, and Risk Concepts (13%).
Where do CertQuestUSA's Property & Casualty Insurance Producer (Georgia) questions come from?
Primarily content.naic.org (76%) and O.C.G.A. (8%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free Property & Casualty Insurance Producer (Georgia) practice test?
Yes -- one full 50-question practice paper built to the exam's domain weights, free with no sign-up, with every answer explained and a domain-by-domain score at the end.
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