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Property & Casualty Insurance Producer (California)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Property & Casualty Insurance Producer (California): a 208-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 4 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (72%) and Cal. Ins. Code (18%) of this exam's citations.

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4
full papers, no repeats
50
questions per paper
208
questions in the bank
What this exam covers
5 real sample questions
Since a legislative change effective March 1, 2023, California's mandatory 3-hour ethics continuing education course must include how much dedicated study of insurance fraud?
A. 3 hours (fraud is the entire course)
B. 1 hour
C. 2 hours
D. No fraud content is required
Source: Cal. Ins. Code §1749.3
If all of a licensee's appointments in California are terminated, what happens to the licensee's permanent license under §1704?
A. It is automatically revoked
B. It is automatically suspended for 90 days
C. It converts to a restricted license
D. It is not canceled, but becomes inactive
Source: Cal. Ins. Code §1704
Cal. Ins. Code §675.1's one-year wildfire non-renewal moratorium was enacted through which 2018 legislation?
A. Proposition 103
B. AB 1522
C. The Unfair Practices Act
D. SB 824
Source: Cal. Ins. Code §675.1 (enacted by SB 824, 2018)
What subject does 10 CCR §2695.4 address within California's Fair Claims Settlement Practices Regulations?
A. Standards for prompt, fair, and equitable settlements
B. Representation of policy provisions and benefits
C. Duties upon receipt of communications
D. Preamble and general definitions
Source: 10 CCR §2695.4
What subject does 10 CCR §2695.5 address within California's Fair Claims Settlement Practices Regulations?
A. Representation of policy provisions and benefits
B. Preamble and general definitions
C. Duties upon receipt of communications
D. Standards for prompt, fair, and equitable settlements
Source: 10 CCR §2695.5
Same exam, other states
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Real-world data for this exam
Insurance Sales Agents: real median wage (CA)May 2025$76,120/yr
Related reading
How Hard Is the Property & Casualty Insurance Exam? The Real Pass-Rate Picture ›

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (California) practice test?
208 questions total, split into 4 full papers of 50 each with no repeats across papers.
What topics does the Property & Casualty Insurance Producer (California) test cover?
16 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (12%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (12%), and Insurance Contracts, Policy Structure, and Risk Concepts (12%).
Where do CertQuestUSA's Property & Casualty Insurance Producer (California) questions come from?
Primarily content.naic.org (72%) and Cal. Ins. Code (18%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Property & Casualty Insurance Producer (California)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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