Property & Casualty Insurance Producer (Pennsylvania)

First published: September 1, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team

TL;DR

Property & Casualty Insurance Producer (Pennsylvania): a 205-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 4 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (73%) and 75 Pa.C.S. (7%) of this exam's citations.

Not sure where you stand? Take the free diagnostic — 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.

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4

full papers, no repeats

50

questions per paper

205

questions in the bank

What this exam covers

Casualty Insurance: Liability and Commercial General Liability12%
Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance12%
Insurance Contracts, Policy Structure, and Risk Concepts12%
PA Auto Liability Minimums (75 Pa.C.S. 1702, 1711)3%
PA CE Requirements (Act 142: 3-hr ethics + 2-hr flood)3%
PA Choice No-Fault / Tort Election (75 Pa.C.S. 1705)4%
PA FAIR Plan ($500k occupied / $335k vacant)3%
PA Nonresident Licensing & Reciprocity2%
PA Producer Licensing Law2%
PA Property Cancellation & Nonrenewal (31 Pa. Code Ch. 59)3%
PA Unfair Insurance Practices Act (40 P.S. 1171.1)4%
PA Workers Compensation Act (77 P.S. 1)3%
Personal Auto, Commercial Auto, Workers Compensation, and Umbrella12%
Producer Ethics, Advertising, Licensing Duties, and General Regulation12%
Property Insurance: Homeowners, Dwelling, and Commercial Property12%

5 real sample questions

Under Pennsylvania's Motor Vehicle Financial Responsibility Law, what is the minimum required bodily injury liability limit per person?

A. $15,000

B. $25,000

C. $20,000

D. $10,000

Source: 75 Pa.C.S. § 1711 (Motor Vehicle Financial Responsibility Law)

Under Pennsylvania's Motor Vehicle Financial Responsibility Law, what is the minimum required bodily injury liability limit per accident?

A. $25,000

B. $40,000

C. $30,000

D. $60,000

Source: 75 Pa.C.S. § 1711 (Motor Vehicle Financial Responsibility Law)

What is Pennsylvania's minimum required property damage liability limit for a private passenger auto policy?

A. $10,000

B. $7,500

C. $5,000

D. $3,000

Source: 75 Pa.C.S. § 1711 (Motor Vehicle Financial Responsibility Law)

Under 75 Pa.C.S. § 1711, what minimum first-party medical benefit must an insurer include in a Pennsylvania auto liability policy?

A. $1,000

B. $2,500

C. $10,000

D. $5,000

Source: 75 Pa.C.S. § 1711 (Required Benefits)

If a Pennsylvania insurer needs more time to accept or deny a first-party claim after receiving proof of loss, within how many working days must it notify the claimant and give reasons more time is needed?

A. 5 working days

B. 45 working days

C. 30 working days

D. 15 working days

Source: 31 Pa. Code § 146.7 (Standards for Prompt, Fair and Equitable Settlements)

Same exam, other states

CA FL GA IL NY OH TX

Real-world data for this exam

Insurance Sales Agents: real median wage (PA)May 2025$73,370/yr

Frequently asked questions

How many questions are on the CertQuestUSA Property & Casualty Insurance Producer (Pennsylvania) practice test?

205 questions total, split into 4 full papers of 50 each with no repeats across papers.

What topics does the Property & Casualty Insurance Producer (Pennsylvania) test cover?

15 domains, with the heaviest weight on Casualty Insurance: Liability and Commercial General Liability (12%), Claims, Loss Settlement, Underwriting, Risk Control, and Reinsurance (12%), and Insurance Contracts, Policy Structure, and Risk Concepts (12%).

Where do CertQuestUSA's Property & Casualty Insurance Producer (Pennsylvania) questions come from?

Primarily content.naic.org (73%) and 75 Pa.C.S. (7%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.

Is there a free diagnostic for Property & Casualty Insurance Producer (Pennsylvania)?

Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.