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Life Insurance Producer (Texas)

First published: September 2, 2026Last verified: September 2, 2026Reviewed by the CertQuestUSA team
TL;DR

Life Insurance Producer (Texas): a 222-question practice bank for the real Professional Licensing (Real Estate & Insurance) standard, 4 full papers of 50 questions each with no repeats, every question citing the real regulation it comes from.

Where these questions come from

Every question in this bank cites a real source -- primarily content.naic.org (59%) and texas.public.law (26%) of this exam's citations.

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4
full papers, no repeats
50
questions per paper
222
questions in the bank
What this exam covers
5 real sample questions
Under §4001.203, an agent's appointment with an insurer may be ended by which party or parties?
A. Only the insurer
B. Only the agent
C. Only the Texas Department of Insurance
D. Either the insurer or the agent
Source: Texas Insurance Code §4001.203 — Term of Appointment; https://texas.public.law/statutes/tex._ins._code_section_4001.203
Under §4004.051, what portion of a Texas agent's required continuing education hours must be completed in a classroom setting or approved classroom-equivalent setting?
A. At least 25 percent
B. At least 75 percent
C. 100 percent
D. At least 50 percent
Source: Texas Insurance Code §4004.051 — General Requirements; https://texas.public.law/statutes/tex._ins._code_section_4004.051
By when must a Texas agent complete the continuing education hours required for a given license period?
A. Within 30 days after the license expiration date
B. Any time during the two-year period following expiration
C. Only if selected for a random compliance audit
D. Before the license expiration date
Source: Texas Insurance Code §4004.051 — General Requirements; https://texas.public.law/statutes/tex._ins._code_section_4004.051
Under §4004.053, an individual holding a general life, accident, and health license, a life agent license, or a general property and casualty license must complete how many hours of continuing education per license period?
A. 12 hours
B. 24 hours
C. 18 hours
D. 30 hours
Source: Texas Insurance Code §4004.053 — Continuing Education Requirements by License Type; https://texas.public.law/statutes/tex._ins._code_section_4004.053
Under the Texas Insurance Code, a person is considered to be acting as an insurance agent if the person does which of the following?
A. Merely tells a customer the name and phone number of a licensed agent without discussing policy terms
B. Receives, collects, or transmits an insurance premium on behalf of an insurer
C. Works as a salaried clerical employee who only files paperwork already completed by a licensed agent
D. Answers the phone at an insurance agency and takes messages for a licensed agent
Source: Texas Insurance Code §4001.051 — Acts Constituting Acting as Agent; https://texas.public.law/statutes/tex._ins._code_section_4001.051
Same exam, other states
CAFLILNYOHPA
Real-world data for this exam
Insurance Sales Agents: real median wage (TX)May 2025$51,180/yr

Frequently asked questions

How many questions are on the CertQuestUSA Life Insurance Producer (Texas) practice test?
222 questions total, split into 4 full papers of 50 each with no repeats across papers.
What topics does the Life Insurance Producer (Texas) test cover?
8 domains, with the heaviest weight on TX Insurance Producer Licensing Law (32%), Policy Provisions, Riders, Options, and Exclusions (14%), and Types of Life Policies (14%).
Where do CertQuestUSA's Life Insurance Producer (Texas) questions come from?
Primarily content.naic.org (59%) and texas.public.law (26%) of this bank's citations -- computed directly from this exam's own question sources, not a generic description.
Is there a free diagnostic for Life Insurance Producer (Texas)?
Yes -- 10 real questions across the exam's domains, no sign-up required, with a domain-by-domain breakdown at the end.
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